Most UK car sales are funded using some type of finance because of the large sums of money involved.
Car finance providers sold Payment Protection Insurance (PPI) to millions of consumers with car finance. In many cases the consumer wasn't aware they were buying PPI or it was added to the loan without their consent and knowledge.
The purpose of the PPI was to cover your repayments if you could not work due to illness, an accident or unemployment.
If you changed cars in the last couple of decades using either dealership finance or other type of car loan, you may have been sold PPI.