PLEVIN PPI CHECK & RECLAIM SERVICE
A Plevin PPI claim is made for the commissions charged on the PPI or Payment Protection Insurance premiums that many millions took with loans, credit cards, mortgages & other forms of credit like store cards and catalogues. It’s called a Plevin PPI claim as a result of a landmark case that was brought about by Mrs. Susan Plevin and was based on the high level of commission charged by her lender with her PPI without being disclosed to her. The Supreme Court ruled that a lender's failure to disclose this large commission when PPI was sold can be defined as unfair under the Consumer Credit Act and became known as the Plevin ruling.

If you had PPI on a loan, credit card, store card, catalogue or mortgage and have not previously claimed for Mis-sold PPI or had your PPI claim rejected, you may be eligible to make a Plevin PPI Claim.
IT’S NOT THE END OF PPI CLAIMS!
Potter V Canada Square - New ruling April 2021
The case of Canada Square Operations Limited v Beverley Potter [2020] brought a degree of clarity to the issue of limitation points in Plevin Litigation. This judgment was welcomed by law firms, claims management companies and claimants alike as it strengthened the claimants’ argument that these claims should not have a limitation period applied to them due to the concealment of PPI commission levels. This meant that the claims are no longer confined to a six-year limitation period from when your credit card/loan/mortgage or other finance ended.
How can we help with your Plevin PPI claim
MoneyPlus Legal is a Plevin PPI Claims specialist, our core focus is on helping consumers who were sold PPI to use all available and possible options to obtain a legal remedy for compensation of undisclosed & high commission from the finance provider.
Don't worry if you’re unsure whether you are eligible to make a claim under the Plevin ruling, MoneyPlus Legal will always conduct a full review of all your PPI credit agreement(s) to establish whether there is a case for unfair relationship.
MoneyPlus legal will use their extensive 'Plevin' based PPI claims experience to investigate, negotiate and settle any claim as quickly as possible. Throughout the Claim process, you will be kept informed. The Plevin PPI Check and claim service is simple and completed on a no win no fee basis*.
Plevin PPI Claim Process
Step 1
Start your Plevin
PPI Check
MoneyPlus Legal will call you to discuss your potential claim, confirm some details & explain the next steps to progress your claim.
Step 2
Sign & Return our pre-filled forms
MoneyPlus Legal will send out a claim pack with letter of authority to sign & return back so they can start your Plevin PPI check.
Step 3
Your Plevin Claim Eligibility Checked
MoneyPlus Legal will contact the lender(s) to ascertain how much commission was charged on your PPI policy & eligibility for a refund.
Get back the money you’re owed from lenders by starting your free Plevin PPI check with MoneyPlus Legal.
Plevin PPI Explained
Following the PPI deadline in August 2019 for making a Payment Protection Insurance (PPI) Claim directly with a business, many people have been talking about ‘Plevin PPI' or PPI 2 and how it could affect them.
Here we explain what is a Plevin PPI claim, how it differs from a Mis-sold PPI Claim, and what the eligibility criteria is to make a Claim under the Plevin ruling.
So, What is Plevin?
Plevin refers to a Supreme Court case from 2014. Mrs Plevin was sold a PPI policy to cover her secured Loan from Paragon Personal Finance Ltd. Mrs Plevin became aware that 71.8% of the premiums she had paid under her PPI policy were actually a commission payment to her Lender and she alleged that this was unfair. The Supreme Court agreed with Mrs Plevin, and ruled that the relationship was unfair due to the following:
- Not disclosing the commission payment; and
- The percentage of premium that was paid as commission.
You can read the full Plevin v Paragon judgement here.
What does this mean for others who may have had the same issue?
After the decision in the Plevin case, the Financial Conduct Authority (FCA) ruled that any amount of commission from PPI policies of over 50% should be refunded to borrowers due to the relationship being unfair.
It has been widely reported that, at the time the PPI policies were sold, Lenders were charging a high level of commission, and according to the Regulator the average commission was said to be 67%.
Please note : A 'Plevin' based PPI claim invariably requires the commencement of court proceedings against your Lender.
What's the difference between a Mis-sold PPI & a 'Plevin' based PPI claim?
The basis on which each of the claims is made are quite different. A mis-sold PPI claim looks into whether the PPI policy was suitable and circumstances under which it was sold, whereas a Plevin claim examines whether the Lender failed to disclose the high-level of commission they earned from the PPI premiums, rendering the relationship unfair.
Can I make a 'Plevin' PPI Claim after the Deadline?
Yes you can, as Plevin PPI Claims are not subject to the 2019 PPI deadline. This is because any claims based on the Plevin ruling are from a completely different area of law, namely the Consumer Credit Act 1974.
What is the Eligibility Criteria to Make a Plevin Claim?
You may be eligible to make a Plevin PPI Claim if:
- You have not previously complained about Mis-sold PPI
- Your PPI policy must have been sold before 6 April 2007 and open after 6 April 2008, or sold after 6 April 2007 (whether or not it was still open after 6 April 2007);
- You had your PPI Claim rejected ;or
were only refunded for the ‘Plevin only’ part of your PPI also known as a ‘tipping point offer’.
Get back the money you’re owed from lenders by starting your free Plevin PPI check with MoneyPlus Legal.
Plevin Claim FAQs
What is PPI?
- Accident
- Illness
- Disability
- Redundancy
- Death
I previously claimed for PPI and was unsuccessful, can I claim for Plevin?
I claimed for Mis-sold PPI and was successful, can I claim for Plevin?
How is a Plevin claim compensated?
Which PPI product names to look for in your paperwork
- account cover
- credit insurance
- loan protection
- accident, sickness and unemployment (ASU) insurance
- credit protection
- payment cover
- loan care
- loan insurance
- loan repayment insurance
- income protection plan
Who were the biggest lenders that mis-sold PPI?
- Abbey National
- Alliance & Leicester
- Bank of Scotland
- Barclaycard
- Barclays
- Capital One
- HSBC
- Black Horse
- Lloyds
- Halifax
- Co-operative Bank
- Santander
- EGG
- TSB
- MBNA
- M&S Bank
- NRAM
- Natwest
- Mint
- Royal Bank of Scotland (RBS)
Get back the money you’re owed from lenders by starting your free Plevin PPI check with MoneyPlus Legal.